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How do repayments work?

  • You’ll make no repayments on any of your student loans until you finished studying and are earning over £21,000
  • Your repayments are linked to what you earn, not what you owe
  • The repayment system works more like a graduate tax than a traditional loan
  • The cake chart below shows how an annual salary of £25,000 will be divided - per month it works out at £458 for tax and national insurance and just £30 for student loan repayments

A 'cake chart' illustrating a £25k salary and student loan repayments

Find out more on the government website.